Year 2009

What a way to start my new year! Just yesterday, the car which we just bought is badly damaged due to accident. Yup, second day of the new year and already I'm in bad luck, literally speaking.

It was mid day and I got a call from my dad (he's using the car) telling me that he had an accident and asked me to go with him to the workshop so I can bring him home while his car is left in the workshop. I asked him who he bang and he told me it's a taxi. Why do I get a not so good feeling after hearing this ??? I'm sure most of you would know. It's pretty typical and common here that whenever you had an accident and if the one you knocked is either a cabby or motorbiker, you will tend to have to go through some dramatic phrase from these people. I don't mean to be harsh on them but it's proven case. Ask around your friends and you will know by means of dramatic scenario.

My came when we reach the workshop. One look at my dad's car and I told him to just make a police report and claim insurance for our and the other party's car damages. The cab's back bumper was broken and there's no major damages and the cabby claims that when he got knocked it caused him to got his toe hurt and it was bleeding. I told him that we will go make a police report together and claim MY insurance. I've called my friend and he advised me not to pay him a single cent and let the insurance company settle it. Come to think of it, I should cos I have been paying my insurance every year. Only thing is I will lost all my NCB but it's better to have to fork out my own cash.

Before we proceed to make our report there's the whole dramatic scene with the cabby and his wife both voicing out their dramatic stories. Firstly, I don't understand why he have to go pick his whole family to go to the workshop with us and secondly, I think they expect us to give them some extra money. Why I say so ? It's cos both of them keep on emphasizing that the cab is their only means of income and once the cab is in workshop he can't work. Then there's some story that school is starting soon and his kids need money to buy books and clothes and per day his earning is about RM 200 and that we should compensate his income loss. I was like ... WTF

Accidents happened and nobody wants it. I already agreed to pay for his car damages and now he wants more? Compensation of loss of income? What about my dad? Without his car, he too will be loss of income. Both hubby and wife keep on lamenting their dramatic stories and even said I'm being mean. If I'm being mean I would not have bother to talk to much to him. My dad somehow got soft hearted and gave him them RM 100 for compensation. I was like ...ggrrr should not have given them a single cent as we already agreed to pay for their CAR damages. So, eventually I told the cabby, we go make the police report and he can write everything and anything about him being hurt and compensation for his loss of income in his report and send the report to the insurance company. I told that the insurance company will settle it for him.

Finally, we managed to make the police report and when he was seeing the sergeant in charge, I guess he lamented his dramatic stories again to the sergeant. When he came out, he told me the sergeant intro a runner to help him settle his problems. The runner will bring the cab to his workshop and will do all the documents for him and will also liaise with my insurance company. I told him good! Of course cos I don't have to deal with his dramatic stories anymore! After that send the car to the workshop (recommended by my friend) and now my dad is without car for 2 weeks. So who's gonna compensate his loss of income I wonder ?

Come to think of it, the cabby told me he earn RM 200 per day, RM 200 x 30 days and it's a RM6000 per month. Wow! better income than me provided if he works everyday of the month. Anyway, it's all over now and I do hope my new year will be a blessed and fruitful year ahead.